Navigate the complexities of Medicare with financial confidence. We provide expert guidance on how Medicare taxes, premiums, and surcharges – like IRMAA – impact your overall tax liability. Whether you are nearing age 65 or already enrolled, we help you understand the relationship between your income and your healthcare costs, ensuring you avoid lifelong penalties and optimize your retirement budget.
We analyze your Modified Adjusted Gross Income (MAGI) to identify if you are at risk for higher Medicare Part B and Part D premiums, helping you implement strategies to stay below income thresholds.
We guide you through the "Initial Enrollment Period" to ensure you sign up at the right time, helping you avoid the permanent late-enrollment penalties that can increase your premiums for life.
For business owners, we ensure your Medicare premiums are correctly deducted on your tax return, maximizing your tax savings and ensuring your business structure supports your healthcare costs.
