Key Takeaways:

• $1,000 Federal Contribution for Eligible Children
  Children born Jan 1, 2025 – Dec 31, 2028 will receive a one-time $1,000 contribution when a Trump Account election is made.

• Additional $250 From Dell’s Historic Gift
  Thanks to Dell’s unprecedented contribution, the first 25 million American children age 10 and under living in ZIP codes with median incomes below $150,000 will receive an additional $250

• Accounts Open July 4, 2026
  Parents/guardians can open a Trump Account starting July 4, 2026. Annual contributions from all sources are capped at $5,000, indexed for inflation.

• Investment & Withdrawal Rules
  Funds must be invested in index funds tracking the S&P 500 or similar U.S. equity indices.
  Withdrawals are allowed starting January 1 of the year the child turns 18; after that, the account behaves like a traditional IRA.

For more details, visit IRS.gov or Trumpaccounts.gov.